Contents: This article provides information about the “Capital” section in the Shift4 Customer Hub, how Shift4 Capital works, the benefits of business funding, and the application and repayment process.
What is Shift4 Capital?
Shift4 Capital is an interest-free funding solution for businesses. With Shift4 Capital, businesses gain quick access to additional liquidity. The funding helps expand the business, make investments, or reliably cover unexpected expenses.
You can apply for funding directly through the Shift4 Customer Hub—quickly, easily, and without a lengthy banking process.
Following a successful review, a customized funding offer is provided based on payment processing activity.
Note: Shift4 Kapital is currently available only to merchants in Germany. To qualify for financing, merchants must have at least three months of sales history with an average monthly sales volume of at least €1,000.
Benefits of Shift4 Capital
Transparent costs
Shift4 Capital operates without interest. In addition to the provided amount of funding, only a fixed fee applies. This ensures that total costs remain transparent and predictable at all times.
Flexible repayment
Repayment occurs automatically via a fixed percentage of daily revenue. During periods of lower revenue, the repayment amount is automatically reduced as well.
Fast funding
The application takes only a few minutes. After submission, you will receive a response regarding funding within 24 hours.
Funding tailored to the business
The amount of the offer is based on the company’s card and online sales. This results in a funding solution tailored to the specific business.
Easy management in the Shift4 Customer Hub
The funding dashboard makes it possible to manage the funding centrally at all times. The following information, among other things, is available there:
- Current account status
- Past transactions
- Repayment status
- Available follow-up offers
How to get started with Shift4 Capital
The "Capital" section is available in the Shift4 Customer Hub via the navigation on the left.
When you open the section, a white-backgrounded area appears in the center. The available funding amount is displayed there immediately.
Click the blue “Apply Now” button to start the funding process with Shift4 Capital.
Note: The funding offers displayed are provided and arranged by an external funding partner. Vectron by Shift4 does not itself provide funding brokerage or advice, but merely provides the technical connection within the customer portal.
Contractual relationships are established exclusively between the user and the respective funding partner. Vectron by Shift4 assumes no responsibility or liability for the funding partner’s content, terms, decisions, or services.
The Shift4 Capital team will answer questions regarding existing funding or the application process. They can be reached by phone at +44 20 3808 9661.
The following graphic illustrates the four steps to obtaining capital via Shift4 Capital:
Link to
Related to